New Era Risk Solutions

We Are A Team Of Insurance And Technology Experts With A Deep Understanding Of Fleet Management and Car Sharing for the Commercial Auto Industry.

 Why Choose Us

Insurance Coverage

Physical Damage

Driver Vetting

Claims Handling

Our Products

At New Era, we're not just another insurance company. We're a team of industry-leading insurance and technology experts, driven by a deep understanding of the commercial auto industry. Our mission is to revolutionize the commercial fleet industry.

Our commercial auto program offers cost-effective liability and physical damage coverage. Furthermore, our cutting-edge technology streamlines driver screening, claims handling, and policy adjustments for adding or removing vehicles. Join us and experience the efficiency and affordability of our fleet solution.

Our Mission

Meet The Team

Manny Rios

CEO


Manny served as the CEO of American Modern, a leading insurance carrier in the personal specialty lines and the CUO of USAA. Manny also played a vital role in three successful startups: Homesite Group as CUO, Tower Hill Specialty as CEO, and Honeycomb as Co-founder & CUO. Homesite Group pioneered real-time quoting and binding of homeowner insurance. He is a pioneer in real-time quoting/binding and a proven industry innovator in Underwriting.

Joseph P. Kniery

General Counsel


Joe, is a seasoned legal expert, has served as General Counsel and Head of Compliance for multiple start up insurance entities where he developed the legal and compliance functions. He served as Assistant General Counsel and Assistant Vice President at Zurich North America with vast expertise in insurance, reinsurance, international program business, global reinsurance, and M&A support. While in private practice, he successfully tried multiple jury trials. He also has more than a decade of underwriting and claims experience at State Farm Insurance Company.

Sumit Dravid

Chief Technology Officer


Sumit has worked for over 27 years in the technology industry, over 14 years focusing on bridging the gap between insurance and technology. Sumit was previously the senior program manager at Farmers Insurance, overseeing the digital roadmap for building the Claim Center and Policy Management system using Guidewire for all the states. Key Integrations lead for Metlife P&C acquisition by Farmers Insurance. He also led the implementation of Salesforce CRM and Knowledge Management solutions for Farmers Service operations nationwide.

Justin Loeper

Director of Insurance Product


Justin has over 25 years of experience in the insurance Industry in both Personal Lines as well as Commercial Product offerings.  In that time, he has managed teams representing Underwriting, Claims, IT, Compliance, Project Management, Product Development, Internal Audit, Regulatory Filing and Forms.  He has also drafted legislation, participated in regulatory development, and is frequently sought by industry leaders due to his intrinsic familiarity with all aspects of insurance operations. 

Carsharing Hosts

Join thousands of other hosts who safely rent out their vehicles on car sharing platforms like ZipCar, Avail and Getaround. Hosts love Addify because we offer the coverage they need at a price they can afford. We also have a quick and easy approval process and happily accept vehicles that are personally registered. The best part about Addify is that our program is powered by industry leading technology that enhances the customer experience at each step in the journey.